FRACTIONAL CFO

Strategic Financial Management for Startups Without a Full-Time CFO

From financial planning and investor relations to monthly close: We provide the strategic and operational CFO expertise your startup currently requires.

Over 800 clients trust torq.partners

You're doing the right things, but you lack reliable figures.

Decisions are based on gut feeling.

The business is running, but no one can identify which products, channels, or customers are truly profitable.

Investors ask, and you hesitate.

Board reportings rely on manual processes. When an investor makes an impromptu inquiry, the necessary figures are unavailable.

Your forecast is not a reliable basis for decision-making.

Planning is confined to spreadsheets understood by only one person. Scenarios exist, but only when specifically requested.

Strategic questions remain unanswered.

Fundraising, pricing, make-or-buy decisions – for such critical choices, you need someone who has prior experience.

Why a Fractional CFO from torq.partners?

Freelancers

  • Single-Person Risk

  • No Backup in Case of Absence

  • Limited Tool Expertise

  • Capacity limits quickly reached

  • Matching within 24 hours

  • 100% guaranteed coverage

  • 125+ Software & Tool Partners

  • Scale capacity up and down on demand

  • Minimal Overhead and Assured Quality

  • Large Consultancies

  • 3–6 months for recruitment

  • Structural void in case of absence

  • Fixed costs and overhead

  • Immediately deployable, long-term effective

    Our consultants support you as a Fractional CFO from day one.

    Bruno Pivernetz

    Consultant

    Generalist

    Specialist in lean, scalable financial processes and reporting that supports rapid growth.

    Previous Roles & Projects:

    • Multi-Entity Reporting (CEO, Board, Investors) | Employee Branding Platform | €1.5M Revenue
    • Financial Cockpit & KPI Dashboard | AI SaaS | €2M ARR
    • Accounting & Investor Reporting | E-Commerce | €40M Revenue

    Proficient in booking with: DATEV Rewe

    Julia Blomberg

    Principal

    Generalist

    Interim Finance Lead with a focus on P&L, cash flow reporting, and monthly closings.

    Previous Roles & Projects: 

    • Interim CFO | NGO (3 entities, 3 countries)
    • Interim Finance Lead | SaaS Company, Series B
    • Interim Controlling Lead | E-Commerce, Series A | €10M Revenue

    Can actively post in: DATEV Rewe

    60

    +

    Consultants

    100

    +

    Due Diligence Processes

    125

    +

    Technology Partner

    800

    +

    Clients

    Our Services as a Fractional CFO

    Financial Strategy & Planning

    • Development of financial models and scenario analyses

    • Cash Flow Planning, Runway Calculation, and Budget Management

    • Financial Strategy Development

    • Strategic Sparring for CEOs and Founders

    Reporting & Controlling

    • KPI Dashboard Development

    • Management Reporting for Executive Leadership and the Board

    • Cost Controlling and Budget Monitoring

    • Cash Flow Monitoring and Liquidity Management

    Processes & Compliance

    • Structuring & Optimization of Monthly and Annual Financial Statements

    • Tool Selection, Setup, and Data Migration

    • AI Automation and Implementation

    • Documentation and SOPs for Scalable Financial Processes

    Investor Relations & Fundraising

    • Development and Maintenance of Investor Reporting

    • Preparation of Board Meetings and Investor Updates

    • Support for Funding Rounds & Due Diligence Processes

    • Communication with Investors, Banks, and Tax Advisors

    Successful Fractional CFO Projects

    Information Technology

    Startups

    Interim Head of Finance establishes financial structures and optimizes processes

    View Case Study →

    Health Care

    Startups

    Establishing Scalable Financial Structures with torq.partners and Moss

    View Case Study →

    Communication Services

    Startups

    Interim CFO optimizes processes and investor reporting for an edutainment platform

    View Case Study →

    4 Steps to Streamline Your Financial Processes

    Step 1

    Step 2

    Step 3

    Step 4

    Needs Analysis

    30-minute initial consultation to identify the most significant bottlenecks in your current finance setup.

    Profile Selection & Onboarding

    Matching with suitable Fractional CFOs from our team.

    Hands-on Implementation

    Operational work within your tools and processes, delivering immediate impact on daily operations.

    Handover & Monitoring

    Documentation, training, and handover to your internal team. Ongoing monitoring and sparring are available upon request.

    Do you want to professionalize your financial leadership?

    We support you with experienced finance experts who are immediately available. Book a non-binding initial consultation now. We will contact you within 24 hours.

    Schedule a call

    A man with short brown hair, green-brown eyes, and a white shirt against a light-colored background.

    Roman Finke

    Managing Partner

    FAQ

    Frequently Asked Questions

    What does a Fractional CFO do?
    When is a Fractional CFO beneficial for a startup?
    What are the costs for a Fractional CFO at torq.partners?
    What is the difference between a Fractional CFO, an Interim CFO, and a Virtual CFO?
    How quickly can a Fractional CFO from torq.partners commence?